Insurance products
Off-track motorsports insurance

Protect your client's race car when it's off the track with Limited Trailer and Paddock (LTP) coverage.

Three men pushing a collector race car into a trailer.

Hagerty's program provides off-track coverage for collectible raced vehicles, nostalgia dragsters and pro-street vehicles. Coverage is currently only available in BC.

Coverages available (off-track only*)

Transport and Paddock Collision

  • Transported by trailer from one location to another
  • Loaded and unloaded from the trailer
  • Driven to and from the trailer to the Paddock or show display area
  • On display in the race facility's Paddock area or a specified show display area
  • At the primary garaging or storage location
  • Located on a service or repair facility premises

Comprehensive/Other Than Collision

For raced vehicles, we can offer comp-only insurance coverage for losses not resulting from an accident, such as theft, fire, or natural disasters.

Full coverage

For street legal Pro-Street vehicles, CollisionOther than Collision, and Liability are available.

*Coverage does not apply when the vehicle is on the track racing.

We can protect the following vehicles:

Collectible raced vehicles

To qualify for our program, collectible raced vehicles must meet the following, in addition to our normal guidelines:

  • Minimum value is $15,000
  • Applicant and drivers must have 10 years driving experience
  • No usage or ownership by professional race teams
  • Coverage available: Comprehensive with Transport and Paddock Collision or Comprehensive only

Nostalgia dragsters

To qualify for our program, nostalgia dragsters must meet the following:

  • Minimum value is $15,000
  • Applicant and drivers must have 10 years driving experience
  • No usage or ownership by professional race teams
  • Coverage available: Comprehensive with Transport and Paddock Collision or Comprehensive only

Pro-street

Pro-street cars are generally from the 1960s or ‘70s and have been modified primarily for straight-line speed. Common modifications include roll cages, tubbed rear wheel-wells to accommodate wide racing-type tires, five-point racing harnesses, lightened interiors with racing seats, wheelie casters, parachutes and power adding features to engine. Hagerty considers a vehicle to be pro-street when it is tubbed AND caged. To qualify for our program, pro-street cars must meet the following:

  • Vehicles should be 1989 or older
  • Minimum value is $15,000
  • Vehicle must be in excellent or better condition
  • Applicant and drivers must have 10 years driving experience
  • Named Driver Exclusions will be applied to any youthful household members (age 26 or less)
  • Coverage available: Full coverage can be considered for street-legal vehicles which are not raced. Comprehensive with Transport and Paddock Collision or Comprehensive only can be provided for raced vehicles.

Due to the unique risk these vehicles present, please contact our office with any questions

A driver sitting in a parked white collector race car.
1969 Lola T163 Can Am
A shiny red collector race car driving on a track, with packed audience stands in the background.
1940 Willys "Gunslinger"
A long blue collector race car parked in front of a building.
1964 Tribute Slingshot Dragster

Some coverage not available in all provinces. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.