1980 and newer collector vehicles
Beyond vintage vehicles, we can protect qualifying collector models 1980 or newer.
1980 or Newer Vehicles
Vehicles 1980 and newer that are maintained for collector vehicle activities and of a special interest nature can be considered. Desirable vehicles include convertibles, 2-door sports cars (few 4-door sedans are collectible), cars with big block V8 engines, or vehicles that are rare and have limited production.
To qualify for our program, 1980 and newer vehicles must meet the following requirements:
1980-1989
- Minimum value is $3,500
- Vehicle must be in good condition unless under active restoration
- Annual kilometres must not exceed 8,000
Vehicles 25 Years and Older
- Minimum value is $3,500
- Vehicle must be in good condition unless under active restoration
- Annual kilometres must not exceed 8,000
Vehicles 24 Years and Newer
- Vehicles 0-14 years old can be considered in all Provinces except Prince Edward Island and Newfoundland and Labrador
- In Ontario, a Competitive or Race Track Exclusion (NPCF RTX) and Restricted Use Warranty (RUW) must be completed and signed prior to issuing or endorsing coverage
- Minimum value is $5,000
- Vehicle must be in very good or better condition
- Annual kilometres must not exceed 6,000*
Supercar/Exotic
- Vehicles 0-14 years old can be considered in all provinces except Newfoundland & Labrador and Prince Edward Island
- In Ontario, a competitive or Race Track Exclusion (NPCF RTX) and Restricted Use Warranty (RUW) must be completed and signed prior to issuing or endorsing coverage
- Minimum value is $30,000
- Annual kilometres must not exceed 8,000. (In Nova Scotia, up to 6,000 annual kilometres are acceptable)
- Usage must include hobby-related usage, like attending car shows and club events
- Operator(s) must not have more than one minor violation in the past 3 years
- Operator(s) must not have any at-fault accidents in the past 5 years
- A vehicle with a top speed of 300 km/h, requires:
- Minimum 25 years driving experience in Canada or the U.S.
- 3 years' experience of driving a high-performance vehicle
* Up to 8,000 annual kilometers can be considered in British Columbia
Some coverage not available in all provinces. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.
Hagerty Canada, LLC policies are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Hagerty determines final risk acceptance.
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